Welcome to Sapodil Bahamas Solutions Ltd. ("Sapodil", "We", "Our", or "Us"). These Terms of Service ("Terms"), together with the Client Onboarding Form ("Onboarding Form") and our policies (collectively, the "Agreement"), constitute a legally binding contract between you ("You" or "Your") and Sapodil. By using our services, you agree to comply with these Terms.

1. Acceptance of Terms

By accessing and using our services, you confirm that you have read, understood, and agree to be bound by these Terms, including all policies referenced herein. If you do not agree to these Terms, do not use our services.

2. Privacy Policy

Our Privacy Policy explains how we collect, use, and protect your personal information. By using our services, you agree to the practices described in our Privacy Policy.

3. Cookie Policy

We use cookies to enhance your experience. For details on how we use cookies and how you can manage your preferences, please review our Cookie Policy.

4. Payment Terms

All payments for our services are subject to our Refund Policy. By making a purchase, you agree to pay all applicable fees as detailed in your Proposal or Custom Contract.

5. Intellectual Property

All intellectual property rights in our services, including but not limited to website design, software, and content, are owned by Sapodil or our licensors. Your use of our services does not grant you any ownership rights. Refer to our Terms and Conditions for more details on intellectual property rights.

6. User Responsibilities

You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to provide accurate and complete information and to update it as necessary. For more details, see the User Representations section of our Terms and Conditions.

7. Limitation of Liability

Sapodil’s liability is limited as described in our Disclaimer. We are not responsible for any indirect, incidental, or consequential damages arising from your use of our services.

8. Termination

We may suspend or terminate your account if you violate these Terms or any of our policies. You may also terminate your account by providing written notice. Refer to our Terms and Conditions for more details.

9. Changes to the Agreement

We reserve the right to modify these Terms at any time. We will notify you of significant changes through our services or by other means. Continued use of our services after changes are posted constitutes your acceptance of the new Terms.

10. Contact Information

If you have any questions about these Terms, please contact us at support@sapodil.com.